Guides

The rules behind the calculators, written the way you'd explain them to a friend who just went freelance.

• S-Corp vs Sole Proprietor: When the Election Actually Pays

  The S-corp election saves payroll tax but costs real money to run. Here is where the line falls, and the three things that quietly erase the saving.

  Updated September 14, 2026

• Quarterly Taxes for Freelancers: What to Pay and When

  How estimated quarterly taxes work when you are self-employed: what you owe, the four due dates, and the safe-harbour rule that prevents IRS penalties.

  Updated September 14, 2026

• How to Set a Freelance Rate That Is Not Secretly a Pay Cut

  Why dividing a salary by 2,080 hours produces a rate that loses money, and how to work backwards from the take-home you actually want.

  Updated September 14, 2026